瓦努阿图离岸银行执照

Vanuatu Offshore Banking License

瓦努阿图离岸银行执照

The first step in the process, is to reserve the company’s name with the Vanuatu Financial Services Commission. This will be used for the Banking License application. On approval of the application, we will then incorporate the company, after which the Reserve Bank of Vanuatu (RBV) will issue the License.

这个过程的第一步是向瓦努阿图金融服务委员会保留公司的名称。这将用于银行许可证申请。申请获得批准后，我们将成立公司，之后瓦努阿图储备银行(RBV)将颁发许可证。

Our fee to assist with preparation and submission of the license application with the Reserve Bank of Vanuatu (RBV) is US$500, 000.00.

我们协助准备和向瓦努阿图储备银行(RBV)提交许可证申请的费用为500,000美元。

1. US$250,000 on first instructions given to us;

我们收到第一次指示后，付款金额为250,000美元;

2.  US$250,000 immediately prior to submission of the application to RBV together

with:

在向储备银行提交申请之前立即支付250,000美元，同时:

        - Application fee               - US$16, 000.00 (Non-refundable)

申请费 - US$ 16,000.00(不可退还)

        - First Year’s Annual Fee - US$16, 000.00. (Refundable if the application is

declined.)

第一年的年费 - 16000.00美元。(如申请被拒绝，可获退款。)

Our fee covers:

我们的费用包括:

 - Preparation of application based on client’s business model,

   根据客户的商业模式准备申请;

 - Submission of the application with the RBV,

   向本局提交申请;

 - Continuing with follow up, liaising with and provision of further information etc to the RBV until a decision is made on the application.

   继续跟进、联络及提供进一步资料等，直至储备银行对申请作出决定为止。

I attach the application forms and the RBV’s Prudential Guidelines. Please review the Prudential Guidelines and submit the information/evidence etc. pursuant to these guidelines as applicable to the bank’s business model.

随函附上申请表格及汇丰银行的《审慎指引》。请参阅《保诚指引》，并根据适用于银行业务模式的指引提交资料/证据等。

The following are required for all Shareholders and Directors:

所有股东和董事均需提交以下文件:

1. Personal Questionnaire (as attachedfor all key persons, i.e. shareholder/s, Director/s, Managers, etc.)

个人问卷 (附于所有关键人士，即股东、董事、经理等)

2. Full CV of all key persons

所有主要人员的完整简历

- For shareholders (with certified copies of qualification documents (educational and professional), addresses and contact details of person to verifyinformation for respective universities and evidence of employment history.

- 股东(提供学历和专业资格文件的认证副本、地址和联系方式，以核实各自大学的信息和工作经历证明)。

           - Certified bank reference letters and bank statements of shareholders need

to be submitted to confirm shareholders good standing with their banks.

-  股东须提交经认证的银行推荐信及银行对账单，以确认股东在其银行的良好信誉。

3. Notarised Passport (full colour, hi-res)

经公证的护照(全彩，高清)

4. Proof of address (full colour hi-res utility bill or bank or credit card statement

not older than 3 months),

地址证明(不超过3个月的全彩高清水电费单或银行或信用卡对账单);

5. Police Clearance    

警察审查

6. RBV Forms (attached).

储备银行表格(随附)。

The application must be submitted with the following:

申请必须连同下列资料递交:

1. The Articles of Association for the proposed bank. (The company will be

incorporated as an international bank). Our standard Constitution may not cover all the sophistication of a full-fledged bank. You may wish to draft one to comply with your particular area of banking industry. We can provide a copy of ourstandard Constitution for you to work from.

拟建银行的章程。这家公司将被注册为一家国际银行。我们的标准宪法可能无法涵盖一家成熟银行的所有复杂性。您可能希望起草一份符合您的银行业特定领域的文件。我们可以提供一份我们的标准章程供您参考。

2. The proposed initial capital of the bank. The minimum is USD500,000.00 which has to remain with a local bank and unimpaired. It is recommended to have a proposed minimum capital of US$1.5M to indicate sufficient capital to cover for the start-up cost etc. The higher the proposed capital, the better chance of success.

银行的拟议初始资本。最低金额为500,000.00美元，必须存在当地银行且不受影响。建议建议的最低资本为150万美元，以表明有足够的资本来支付启动费用等。提议的资本越高，成功的机会就越大。

3. External auditor's confirmation of the amount of initial capital currently held and where it is being held (bank and country). The confirmation should also include information on the sources of funds for the initial capital.

外部审计师对当前持有的初始资本数量和持有地点(银行和国家)的确认。确认书还应包括关于初始资本资金来源的信息。

4. The board of Directors must be separate from the Management team of the bank. i.e. Directors from the board cannot be involved in the day to day running of the bank.Board needs to be independent of management. You will need to provide a corporate structure with the number of directors on the board and the number on themanagement team, their respective roles and titles. The number of directors and management team must commensurate with the bank business model.

董事会必须与银行的管理团队分开。也就是说，董事会的董事不能参与银行的日常运营。董事会需要独立于管理层。你需要提供一个公司结构，包括董事会董事人数和管理团队成员人数，以及他们各自的角色和头衔。董事和管理团队的数量必须与银行的经营模式相适应。

See Guidance Policy No. 11.

见《指导政策》第11条。

5. Re: above, descriptions of the responsibilities/jobs for each management position needs to be provided.

回复以上，需要提供每个管理职位的职责/工作描述。

6. RBV requires the fit and proper mind to be located in the head office and majority of officers/managers of the bank will need to be located onshore. Any officers doing any business for the bank offshore must get consent from the jurisdiction in which they are based that the activity engaged in on behalf of the bank is not breaching anybanking regulations of that jurisdiction.

RBV要求在总部工作的人头脑健康，银行的大多数官员/经理需要在岸上工作。为该银行从事任何离岸业务的任何高级职员必须获得其所在司法管辖区的同意，即代表该银行从事的活动不违反该司法管辖区的任何银行法规。

          Ideally the applicant will apply for a license based on operation from Vanuatu and once the License is approved and issued, the Licensee can then start this process of establishing an offshore office.

理想情况下，申请人将申请基于瓦努阿图运营的许可证，一旦许可证获得批准和签发，被许可方就可以开始建立离岸办事处的流程。

7. Financial Projections for the first 3 years.

前三年的财务预测。

Prudential Management

谨慎管理

1. An undertaking to comply with the AML/CTF Act of 2014.

承诺遵守2014年《反洗钱/反恐法》。

2. Policies need to be provided on operational risk, AML CTF including, KYC/CDD, market risk and ICT policy.

需要提供有关操作风险、反洗钱/反恐法 (包括了解你的客户/客户尽职调查)、市场风险和信息与通信技术政策政策的政策。

3. Information /details of the banking software to be used. The RBV requires the applicant to provide a confirmation from an auditor certifying the banking system is adequatefor the bank’s current and future needs. There should also be some correspondence or arrangement between the software provider and the applicant to ensure the software is adequate.

使用银行软件的资料/详情。储备银行要求申请人提供审计师的确认，证明银行体系足以满足银行当前和未来的需求。软件供应商和申请人之间也应该有一些通信或安排，以确保软件是足够的。

The above is not necessarily the final list. As every bank business model is different, the RBV may revert for additional information. Please review the information in the attached thoroughly while the information required for the application. 

以上并不一定是最终的列表。由于每家银行的业务模式都不同，储备银行可能会返回以获取额外信息。请仔细阅读附件中的信息，同时填写申请所需的信息。

On receipt of your application, our team will review and will revert with additional details to ensure the application is as complete as possible based on the business model of the applicant bank prior to submission.

在收到您的申请后，我们的团队将审核并回复更多详细信息，以确保申请在提交前根据申请银行的业务模式尽可能完整。

Scope of Works

工作范围

1. Formation of Vanuatu exempted company.

成立瓦努阿图豁免公司。

2. Preparation and drafting of shareholder & officer agreements.

准备和起草股东和管理人员协议。

3. Preparation and drafting of narrative business plan.

撰写和起草商业计划书。

4. Prepare five year financial projections.

准备五年的财务预测。

5. Preparation and drafting of current financial statements

编制和起草当期财务报表

6. Preparation and drafting of personal financial statements or owners

为业主准备和起草个人财务报表

7. Identification and draft letters naming principal representative and auditor.

主要代表和审计师的身份证明和信件草稿。

8. Draft and prepare required bank charter and prospectus

起草和准备所需的银行章程和招股说明书

9. Preparation and drafting application with Reserve Bank of Vanuatu

与瓦努阿图储备银行准备和起草申请

10. Respond and draft responses to Reserve Bank application inquiries.

对储备银行的申请进行回复和起草回复。

11. Facilitate and consummate bank card relationship with Visa & Master card

促进和完善银行卡与维萨卡和万事达卡的关系

12. Preparation and drafting of policy agreements and related documents.

政策协议及相关文件的准备和起草。

13. Facilitate and consummate IBAN/SWIFT and  correspondent bank relationship

促进和完善IBAN/SWIFT和代理银行关系

14. Provide for required physical presence, local director and local employee

提供所需的实际存在，当地主管和当地员工

15. Preparation and review of bank deposit, loan and related agreements.

银行存款、贷款及相关协议的准备和审核。