安提瓜和巴布达银行牌照

Bank Licensing - Antigua and Barbuda

银行执照-安提瓜和巴布达

About Antigua and Barbuda

安提瓜和巴布达

As the region has been industriously establishing the offshore economic sector in recent years, numerous firms do not mind obtaining a

banking licence in Antigua and Barbuda. At the same time, the region's banking industry is relatively new, having evolved in less than a half-

century. However, in that short time, the economic indicators are among the best in the West Indies.

由于该地区近年来⼀直在努力建立离岸经济部门 ，许多公司并不介意在安提瓜和巴布达获得银行执照。与此同时 ，该地区的银行业相对较新，

在不到半个世纪的时间里才发展起来。然而 ，在这么短的时间内 ，经济指标在西印度群岛名列前茅。

Today, an offshore bank licence in Antigua and Barbuda is globally recognized and can be used not only inside the region but also outside its

borders. This means that organisations that have got such a licence will be able to accept deposits from other nations and provide debit

cards to non-residents.

今天 ，安提瓜和巴布达的离岸银行执照得到全球承认 ，不仅可以在该区域内使用 ，也可以在其境外使用。这意味着获得此类许可证的机构将能 够接受来自其他国家的存款 ，并向非居民提供借记卡。

Geographic Location

地理位置

Antigua and Barbuda, are islands that form an autonomous state in the Lesser Antilles in the eastern Caribbean Sea, at the southern end of

the Leeward Islands series. There is only one dependent, the little island of Redonda.

安提瓜和巴布达是加勒比海东部小安的列斯群岛上的⼀个自治国家 ，位于背风群岛系列的南端。只有⼀个属地 ，那就是小小的雷东达岛。

Population

人⼝

According to Worldometer's elaboration of

the most recent United Nations data, the

current population of Antigua and Barbuda

is 100,238 as of Thursday, May 11, 2023.

According to UN data, the 2020 population

of Antigua and Barbuda is predicted to be

97,929 in the middle of the year.

根据世界计量表对联合国最新数据的详细分 析 ，截至2023年5月11日(星期四) ，安提瓜 和巴布达目前的人⼝为100,238人。根据联

合国的数据 ，到2020年中期 ，安提瓜和巴布 达的人⼝预计将达到97929人。

Language

语言

Antiqua and Barbuda's official language is

English. Approximately 10,000 people

speak Spanish.

安提瓜和巴布达的官方语言是英语。大约有 ⼀万人说西班牙语。

Law

法律

The Banking Act 2015 was drafted in the

context of the ECCU building a single

banking environment. The ECCB is the

banking sector's licensing authority, and a

single licence allows a financial institution

to operate in the space as a branch subject

to approval of new business premises site.

《2015年银行法》是在ECCU建立单⼀银行 环境的背景下起草的。  ECCB是银行业的牌

照颁发机构 ，⼀张牌照允许⾦融机构在新营

业场所获得批准后 ，作为分行在该空间开展 业务。

Advantages of a Banking License in Antigua and Barbuda

在安提瓜和巴布达持有银行执照的好处

Obedience to local legislation

遵守当地法规

The distribution of a global standard document 

全球标准文件的分发

Low initial cash capital requirements (up to 1.5 million) 

较低的初始现⾦资本要求(最高150万)

There is no income taxation.

没有所得税

Key Facts on a Banking License in Antigua and Barbuda

关于安提瓜和巴布达银行执照的关键事实

Procedure

过程

1. Submit an application form, along with the required Articles of Incorporation or Continuance and fees. 

提交申请表格 ，以及所需的公司章程或延续条款和费用。

2. The Supervisor of International Banks and Trust Corporations has the authority to investigate the applicant corporation, its actual or         planned directors and officers, its financial conditions, and its connections and partners. The applicant is responsible for the costs of this due diligence, which must be paid in advance.

国际银行和信托公司监督员有权调查申请公司 ，其实际或计划的董事和官员 ，其财务状况 ，其关系和合作伙伴。  申请⼈负责尽职调查的费 用 ，必须提前支付。

3. The licence must be issued or refused within three months of application, or within fourteen days of receipt of the data if additional information is required.

牌照必须在申请后三个月内发出或拒绝签发 ，如申请⼈需要额外资料 ，则须在收到资料后⼗四天内发出或拒绝签发。

4. If a licence is denied, the applicant has 30 days to file an appeal with the Board. If the Board also declines the permit, a 30-day request to the minister can be submitted. The minister’s decision is final.

如果牌照被拒 ，  申请⼈有30天的时间向委员会提出上诉。如果委员会也拒绝许可 ，可以向部长提交30天的申请。部长的决定是决定性的。

Other Services

其他服务

Traditional Banking Services

传统银行服务

Wealth Management and Private Banking 

财富管理和私⼈银行业务

Correspondent Banking 

代理银行

Offshore Banking

离岸银行业务

Electronic Banking

电子银行

International Business Services 

国际商务服务

Fiduciary Services 

信托服务

Investment Banking 

投资银行

Treasury Services 

财政服务

Requirements

需求

Documents required by all involved individuals (including but not

limited to directors, shareholders, and beneficial owners):

所有相关个人(包括但不限于董事、  股东和受益所有人)所需的文件

Passport copy (Notarized)

护照复印件(经公证)

Utility Bill issued within the last 3 months (Notarized)

最近3个月内发出的水电费帐单(已公证)

CV or Resume for each involved individual

每位参与⼈员的简历或简历

Two professional reference letters

两封专业推荐信

Qualifications (Notarized)

资格(公证)

Business Plan

商业计划

Statements Of Physical Presence

实际存在陈述

Statement Of Financial Relationships

财务关系表

Declaration Of Legal Representative

法定代表⼈声明

Statement On Bank’s Proposed Online Presence

关于银行网上业务建议的声明

Marketing Material Disclosure

市场推广资料披露

For Corporate Shareholders:

公司股东须知

Articles of Association in English

英文公司章程

Registered office address documents (Notarized) 

注册办事处地址文件(已公证)

Company Register of director/s

公司董事登记册

Company Register of UBOs (shareholder register, or incumbency certificate, or share certificates)

联合银行公司名册(股东名册 ，  或任职证明书 ，  或股份证明书)

Antigua and Barbuda Banking Licence Package

安提瓜和巴布达银行执照包

1. Formation of Antigua and Barbuda international business corporation.

成⽴安提⽠和巴布达国际商业公司。

2. Preparation and drafting of shareholder & officer agreements.

准备和起草股东和管理⼈员协议。

3. Prepare and write a narrative business strategy.

准备并撰写⼀份叙述性的商业策略。

4. Prepare five-year financial projections.

准备五年的财务预测。

5. Preparation and drafting of current financial statements.

编制和起草当期财务报表。

6. Personal financial statements for owners are prepared and drafted.

为业主准备和起草个⼈财务报表。

7. Identification and draft letters naming principal representative and auditor

主要代表和审计师的⾝份证明和信件草稿

8. Draft and prepare the required bank charter and prospectus.

起草和准备所需的银⾏章程和招股说明书。

9. Preparation and drafting of application with Antigua Financial Services

Regulatory Commission.

准备和起草安提⽠⾦融服务监管委员会的申请。

10. Respond and draft responses to AFSA application inquiries.

对AFSA申请咨询进⾏回复和起草回复。

11. Facilitate and consummate bankcard relationships with Visa & Mastercard.

促进和完善与Visa和Mastercard的银⾏卡关系。

12. Client agreements and disclosures are prepared and drafted

政策协议及相关⽂件的准备和起草

13. Facilitate and consummate IBAN/SWIFT and correspondent bank relationship

促进和完善国际银⾏账号/环球银⾏⾦融电信协会和代理银⾏关系

14. Provide for required physical presence and local director

提供所需的实际存在和当地主管

15. Preparation and review of bank deposits, loans, and related agreements

银⾏存款、贷款及相关协议的准备和审核